Our flagship product, FINTEGRITY is an end-to-end Core Multifinance System to assist Multifinance companies in managing financial transaction execution and analysis purpose. FINTEGRITY supports Finance Lease, Consumer Finance, as well as Sharia Finance operation.

FINTEGRITY assists Multifinance companies to improve its productivity significantly, cuts down service cost and increases efficiency. Our Integrated Core Multifinance System provides you with all the convenience and efficient means to perform the entire routine activities via browser from all around places. More importantly, it helps you provide excellent services to the clients.

Based on past implementation experience and continuous R&D effort, our application framework enables ease of future enhancement for customized Integrated Core Multifinance modules, which simply translates into lower cost of future deployment and faster time to value. Citing our client base and the way we have developed our solution (componentization, n-tier, modular approach etc), you can rest assured that our solution is fully extendable to your requirements should other e-initiatives are to be included on a later stage. With that in mind, we aim to deliver a working solution that truly matches your needs. The system provides comprehensive modules that encourage ease of usage of its feature rich functionalities.


FINTEGRITY has proven to assist many customers to improve their productivity and efficiency whilst allowing user to make transaction faster, reliable and effective as well. It is designed in a comprehensive manner and provides numerous benefits to you such as:

  • Proven implementation strategy with depth understanding of Multifinance operation
  • Support Finance Lease, Consumer Finance, and Sharia Finance operation
  • Fully Comply with Regulation (PSAK 50 & 55, PSAK 59, and updates)
  • State-of-the art Platform Independent Technologies (J2EE)
  • Full web-based system for convenient deployment and system maintenance
  • Comprehensive Modules for Multifinance
  • Robust, Powerful, and High Scalability


FINTEGRITY manages the entire life cycles of Multifinance operation, beginning with front office activities such as Credit Approval System (Origination) with Mobile & Tablet Connectivity, Credit Management and extending to back office operations including Operational Credit, Compliance, and Collections. It has fully integrated with General Ledger module specialized for Multifinance industry, which enable you to experience the real Straight-through Processing (STP).

FINTEGRITY is geared towards Consumer Finance, Leasing, and Sharia Finance business. Specialized modules and functionality have been built to address the distinct requirements of each industry, enabling the product to be used for all kinds of financing type.

While the breadth of FINTEGRITY’s functionality makes it true end-to-end Core Multifinance System, its in-built workflow, rule, and scoring engine allows for unprecedented operational flexibility. The system can wrap itself around the unique decision-making processes through the configuration of automated system. This enables tight control over security and facilitates the continuous fine-tuning of each activity, based on metrics-driven feedback on corporate efficiency and productivity.


  • Low Total Cost of Ownership
  • Improved operational efficiencies
  • Standardized business processes
  • Strong local support for enhancement and maintenance

Keyword: Consumer Finance System, Leasing System, Capital Lease System, Operating Lease System, Sharia Finance System, Islamic Finance System, Multifinance System.